Bulletin of the Bishkek State University

As real estate prices fell, this credit system, called high-risk and high-interest loans, collapsed, and their families with low income, who could not even pay the loan interests, started to go bankrupt and to lose their real estate. Mortgage (mortgage collateral) credit problems as a result of the 2008 world crisis, which emerged as a result of the financial system in the USA and quickly became a global problem in various parts of the world, as well as the mortgage crisis in the world, which started in the United States and negatively affected Kyrgyzstan, are analyzed. . The Central Bank of the Kyrgyz Republic has created a new model that is applicable to the implementation, creation and implementation of mortgage loans in Kyrgyzstan

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